619-295-8800 Info@inncap.com
Community Login  

At Innovative Capital, our mission is to match your business with the perfect commercial loan, tailored to your unique needs and designed to propel your growth. With a robust network of top-tier bankers and our in-house private capital, we’re committed to securing the best rates and terms for your enterprise.

Types of Commercial Loans We Offer 

Fix or Flip Loans 

Real estate investors benefit from these loans, utilizing funds to purchase, renovate, and subsequently sell properties for profit. We streamline the financing, supporting your ventures in the dynamic real estate market. 

SBA Loans 

Backed by the Small Business Administration, these loans offer up to 90% loan amount guarantees through SBA-approved lenders. They provide essential financial support to budding entrepreneurs and established businesses alike. 


This process involves selling accounts receivable (invoices) at a discount to a third party for working capital. While not a traditional loan, it unlocks cash flow by leveraging assets. 

Lines of Credit 

A flexible borrowing option where you pay interest solely on the amount drawn. Borrow and repay funds at your convenience without exceeding your credit limit. 

Business Acquisition Loans 

Customized financing solutions for purchasing existing businesses or launching new franchises. We facilitate your expansion plans with strategic funding. 

CapEx Financing 

Vital funds for acquiring, upgrading, and maintaining physical assets, such as property, buildings, and equipment, essential for business growth. 

Franchise Financing 

Tailored loans to cover expenses associated with initiating a franchise, ensuring a smooth and successful launch. 

Commercial Owner-User Real Estate 

Ideal for acquiring, refinancing, or constructing owner-occupied commercial properties, supporting businesses with their real estate needs. 

Commercial Investment Loans 

Strategic financing for real estate investments, providing opportunities for growth and diversification of your investment portfolio. 

Private Capital/Hard Money Loans 

Utilizing in-house capital, these fast-closing loans bridge the gap when traditional financing falls short, providing quick solutions until refinancing to traditional loans.

Partner with Us for Tailored Financing Solutions   

At Innovative Capital, we understand that no two businesses are alike. Connect with us to explore how our diverse range of commercial loans can elevate your business to new heights. Our team is dedicated to finding the perfect financial solution for your unique needs, ensuring your success and growth in today’s competitive landscape. 

For inquiries or to discuss your financing options, reach out to us today. Let’s navigate the world of commercial loans together and propel your business towards success. 

Get a Free Quote

  • Your Title Goes Here 50% 50%
Get A Free Quote