Fix and Flip Loans
Purchase and rehab financing for investors aiming to renovate and sell for profit.
- ARV valuations available
- Renovation budgets financed
- Close as fast as 7 days
Direct Lender • Close in 7–10 days nationwide
We're a direct lender and commercial finance partner. We fund fast with in-house private capital. Rates starting at 9.99%.
Trusted by investors since 2007
Over $1B funded to date
Lending in CA, OR, WA, ID, MT, WY, UT, AZ, and TX
Innovative by design—we can finance almost any borrower or property type.
Purchase and rehab financing for investors aiming to renovate and sell for profit.
Help investors acquire a replacement property before selling their existing investment property
Short-term financing secured by real estate received through an estate or inheritance
Financing for the acquisition, refinance, renovation, or expansion of manufactured housing and modular home communities.
Tell us about the property and timeline—no obligation.
Straightforward pricing and structure tailored to the deal.
Appraisal, title, and docs—kept moving by our in-house team.
Funds wired. Project underway.
Real deals. Real timelines.
“I'm a Real Estate Developer who has worked with Innovative Capital on multiple projects. They provide a simple process with competitive rates and are creative about how they collateralize loans. In my experience, they have been forthright, reliable, and consistent. I will continue to utilize this team for my future Real Estate Projects.”
“Working with Dave and Shelley made our loan process an exceptional experience. Ania and I greatly appreciate that your team provided clear communication and were always happy to answer our questions. This was the first non-conventional loan that we have done, but we felt comfortable every step of the way. Thank you for all the help, and we look forward to staying in-touch!”