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Hard Money Loans

Innovative Capital’s efficient loan approval process can fund your hard money loan within 7 to 10 days. To get started, tell us about your loan request and we will be in contact quickly.

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Welcome to Innovative Capital:
Your Trusted San Diego Hard Money Lender

Expertise in Hard Money and More:
Our expertise extends to various financing strategies, with Hard Money being a prominent solution in our toolkit. Whether you require swift bridge financing or a private capital loan, we excel in crafting solutions that meet your immediate needs.

Direct Lender and Brokerage:
As both a direct lender and commercial brokerage, we offer a dual advantage. Our direct lending capability ensures prompt access to funds, while our brokerage services tap into an extensive network of financial avenues, guaranteeing a comprehensive approach to your financing requirements.

Trusted Industry Name Since 2007:
Innovative Capital stands as a testament to trust and reliability in the lending industry. Established in 2007, we have directly funded an impressive $500,000,000 for our valued clients. Our track record speaks volumes about our commitment to excellence and client satisfaction.

What are Hard Money Loans?

Hard money, also known as bridge, or private capital loans, are financed by private investors rather than large conventional lenders like banks and credit unions. While conventional lenders focus on factors like income history and credit scores, hard money lenders prioritize the value of the property and the borrower’s equity within it.


  • Competitive Rates
  • Loan-to-Value up to 65% and can increase with cross collateral.
  • Short-term loans, typically up to 12-18 months.
  • Quick and easy application process.
  • Ideal for real estate investors seeking fast financing for lucrative opportunities.

Why Choose Innovative Capital for Your Hard Money Lending Needs?


A key benefit of working with Innovative Capital is leveraging our experience with hard money and institutional lending solutions. You will gain a strategic advantage by leveraging our teams’ decades of lending experience and network of lenders.

Our hard money lending rates are competitive, and we can close quickly within 7-10 days. Hard money loans provide quick funding and flexible lending criteria, making them worth considering.

Hard money loans are ideal for real estate investors seeking quick financing for profitable opportunities. With loan terms typically up to 12-24 months, we assist our borrowers with clear exit strategies, such as refinancing into long-term conventional loans, selling the property, or obtaining another hard money loan.

Apply for a Hard Money Loan with Innovative Capital:

Loans Available in California, Texas, Arizona, Washington, and Nationwide

Contact Innovative Capital Now

Discover the power of flexible and dependable hard money lending for your real estate investments and transactions. Trust the experience and expertise of Innovative Capital, San Diego’s premier hard money lender.

Contact us now to explore your funding options and take your business projects to new heights.

Hard Money Loan Request or Inquiry

Fill out the form below, and one of our associates will review your loan scenario and provide a quote.

Apply Now and Secure Your Real Estate Ventures with Innovative Capital

If you need quick financing to capitalize on a real estate opportunity, Innovative Capital is here to support you. Take advantage of our fast and flexible hard money loans and achieve your real estate goals with confidence.

Contact us today for a free consultation and receive a quote for your hard money loan request.

Contact Innovative Capital Now

Don’t miss out on your real estate opportunities. Let our experienced team guide you through the process and help you achieve success in your real estate ventures.

Contact Innovative Capital today for a free consultation and take the first step towards securing your hard money loan.

Get A Free Quote